…as first-time buyers now only need a 5% deposit for a mortgage. Landlords, sell your property portfolios, your tenants will soon be leaving in droves as they buy their first home with the new 5% deposit mortgages backed by the Government’s new mortgage-guarantee scheme revealed in March’s budget! These 95% mortgages are to be supported […]
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Would it surprise you that there are 83% fewer LOCAL properties for sale today than a decade ago? Property values are much higher than a decade ago and the property market at the moment in Chorley and surrounding villages is on fire. In all my years as an agent, I have never seen it like […]
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Buying a property in a hot market can be very intense and for those buyers who are not experienced in the intricacies of buying property it can be very daunting. But it doesn’t need to be like that as there are a few things you can do to buy well during a competitive market, try some […]
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With all of us completing the Census, a couple of weeks ago, it made me realise profoundly that mine and my family’s life, which from our own point of view seems unique and delightful, makes us all into a series of statistics for the Census gatherers to pore over. To digest and regurgitate facts, figures […]
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Tonnes of chocolates, loads of bunnies and piles of hot cross buns. That’s right folks unless you’ve been on holiday to the moon for a few months you’ll know it’s Easter. A time for enjoying family traditions. And in many cases probably putting on a few pounds over the long weekend. Some Easter traditions around […]
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Yet higher mortgage rates could see Chorley buyers paying a lot more each month for the privilege Being a first-time buyer in the last 12 months has not been an easy thing. Just before lockdown there were 400 ‘5% deposit mortgage’ deals and first-time buyers were able shop around to get the best deal. When […]
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How wealth is distributed will always be a contentious issue, especially as the Baby Boomers (those aged between their late 50’s and late 70’s) wealth has grown exponentially over the last 20 years, compared to the wealth of the younger generation. With most UK property in the hands of the older generation, with its total […]
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Over the last six months, the Chorley Property Market has been flourishing. As soon as an estate agent’s ‘For Sale’ flag went up, neighbours would be checking out Rightmove to see the internal pictures and compare the asking price to their own home (go on … admit you do that too – every Chorley homeowner […]
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With most local families home schooling their children in lockdown and the forthcoming Stamp Duty Holiday deadline on the 31st March 2021, less local properties have been coming onto the Chorley property market since the New Year. This has prompted a 9% drop in the supply of local homes for sale compared to September 2020. […]
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Most people pay Stamp Duty Tax when they buy a property, house, apartment or other land and buildings over a particular price in the UK. The Chancellor, Rishi Sunak (quickly followed suit by the Welsh and Scottish Governments), announced last July that Stamp Duty was partially being suspended on all English property transactions up to £500,000 […]
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